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A Guide to Financial Protection for the Self-Employed
Self-employment can be extremely rewarding. You can take charge of your earnings, working hours and location, and there are no limits to what you can achieve. But being self-employed comes with risks. There is no safety net if you are unable to work because of illness, and no provision for…
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Are Over 50s plans a good life insurance option?
If you have been at home during the day more than usual in recent months, you may have seen Over 50s Life Insurance advertised on TV. These commercials are friendly, reassuring, and often fronted by celebrities. The insurers advertised are usually household names. So what is Over 50s Life Insurance,…
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Life insurance: what is it and what are the options?
Life insurance is often overlooked in financial planning, but it’s crucial for safeguarding your loved ones and your financial future. At Osborne Financial, we believe it plays a vital role in any solid financial strategy, and we’re here to help you navigate your options. Whether you need whole-of-life insurance,…
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Wills, trusts and powers of attorney
While many clients understand the potential of an investment plan, or the tax-efficiency of a pension, estate planning is a less exciting prospect. No one wants to think about their own mortality, and taking steps to plan for death can seem like tempting fate. But rather than dwelling on the…